Police say to 'remain vigilant' after increase in reports of banking fraud.

The incidents have involved the victims being asked to put their bank details into a fake app on a buyer’s phone when meeting to hand over the item. The app produces a screen which states the money has been successfully transferred.

However, victims have reported that when they check their accounts no money has been received.

The reports are being investigated by the force’s Economic Crime Unit (ECU). 

Nicole McIntyre said: “The reports we’ve received so far have included victims both from within our force area and further afield. While our investigations are continuing, we want to ensure sellers remain vigilant and are aware of what’s happening.

“If you have family or friends who are selling items through websites or social media, please pass this message on ask that they too take extra care so they do not fall victim.”

Leicestershire Police has shared this advice

Do:

• Check the buyer’s review history and feedback from other reviewers. Beware of accounts that may have been set up very recently with lots of favourable feedback that sounds similar as this could be an indication of fake reviews
• Obtain a name and address of the buyer along with verifiable phone number
• Consider meeting in a mutual location for the handover/sale of goods
• Always use the site’s recommended payment site (such as PayPal) and read the terms and conditions to understand what you are protected against
• Avoid direct bank transfers where possible. Use known third-party payment providers after checking terms and conditions
• If payment is made via bank transfer, always check with your own bank if any payment is shown as pending
• Keep hold of any property until you have received confirmation from your bank that the payment has been received successfully
• Trust your instincts and decline the sale if you have any doubts

Do not:

• Allow a buyer to change the agreed meeting place
• Hand over any goods until money confirmed in your account. Even if the buyer states they wish to test the item
• Allow the buyer to rush you in an effort to persuade you that payment has been made

You can make a report by visiting https://www.leics.police.uk/ro/report/fo/v2/report-fraud-bribery-corruption or calling 101.

Further information about fraud can be found by visiting the Action Fraud website: www.actionfraud.police.uk